Home BancShares net income up 18.2% in 2025, revenue up 7.2%

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by Talk Business & Politics staff ([email protected]) ago 25 views 

Conway-based Home BancShares posted double-digit percentage gains in net income in the fourth quarter and for the full year, and beat the consensus estimates on income and revenue. The bank holding company also reported annual loan growth of more than 6%.

The bank, the parent company of Centennial Bank, reported fourth quarter net income of $118.225 million, up 17.5% compared with $100.564 million in the same period of 2024. Per share earnings of 60 cents beat the consensus estimate of 57 cents.

Revenue in the quarter was $282.086 million, up 9.2% compared with the same quarter in 2024, and better than the consensus estimate of $272.48 million.

“HOMB delivered a record $475.4 million in annual income, driven by strong fourth-quarter results: a sub-40% efficiency ratio, $400.2 million in loan growth, robust margin and resolution of the Texas lawsuit which provided additional income,” Home BancShares Board Chair John Allison said in the earnings report. “These accomplishments underscore our commitment to operational excellence and shareholder value.”

Net income for the year totaled $475.441 million, up 18.2% compared with $402.241 million in 2024. Full-year revenue was $1.09 billion, up 7.2% compared with 2024, and better than the consensus estimate of $1.08 billion.

“Net income has shown consistent growth over the past four years,” the company noted. “In 2022, net income was $305.3 million, increasing by 29% to $392.9 million in 2023. Growth continued in 2024 with net income reaching $402.2 million, a 2% increase from the prior year. In 2025, net income rose significantly to $475.4 million, representing an 18% year-over-year increase and marking the highest level in the period.”

The bank also reported a $400.2 million total increase in loans during the quarter, with its community banks accounting $164.3 million in loans during the quarter.

Following are other financial items from the fourth-quarter and full-year report.
• Total assets as of Dec. 31 reached $22.693 billion, below the $22.754 billion at the same period in 2024.

• Total loans receivable as of Dec. 31 were $15.686 billion, up from the $14.764 billion at the same period in 2024.

• Total deposits as of Dec. 31 were $17.479 billion, up from the $17.146 billion at the same period in 2024.

• The return on assets as of Dec. 31 was 2.1%, up from 1.77% in the same period in 2024.

Founded in 1999, Home BancShares has 75 branches in Arkansas, 78 branches in Florida, 59 branches in Texas, 5 branches in Alabama and one branch in New York City.

Shares of Home BancShares (NASDAQ: HOMB) closed Wednesday at $28.61, up 55 cents. During the past 52 weeks, the share price has ranged between $31.27 and $24.22.